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a has not yet received the license payment enterprises responsible person revealed to the "Economic Reference News" reporter, the central bank public enterprises accounted for only the third party payment of a > Enterprises
"Economic Reference News" reporter found that data access, has been submitted to the third party payment licence application and publicity of the enterprise has 140, but announced the first batch of 27 enterprises to obtain "the payment business license" in May 26th the central bank, the second batch of the licence has not released. This means that, in addition to the first batch of 27 enterprises approved, the remaining 113 enterprises has not yet obtained the license plate.
won the light period, the third party payment may be a major reshuffle of the industry
reporter also learned, Baidu and Netease is also in the "waiting for" payment enterprise.
one insider told reporters recently at the Internet congress, the second batch of the licence has not made the main reason is a lot of payment, enterprise scale and the central bank set the threshold,[link widoczny dla zalogowanych], there is still a great distance,[link widoczny dla zalogowanych], business is not mature enough. According to the "non-financial institutions payment services management approach", enterprises to apply for the third party payment licenses,[link widoczny dla zalogowanych], to achieve "the lowest 30000000 yuan registered capital paid-in monetary capital, the minimum registered capital of 100000000 yuan, basic conditions for investors to profit for 2 years",[link widoczny dla zalogowanych], in addition to meet the "continuous for financial institutions to provide information support services more than 2 years, or for electronic commerce activities to provide information support services for more than 2 years.". But at present, many enterprises,[link widoczny dla zalogowanych], especially in the prepaid card business, temporarily unable to meet the above criteria.
reporter contacted multiple payment enterprises according to the central bank announcement list,[link widoczny dla zalogowanych], asked whether it was "the payment business license",[link widoczny dla zalogowanych], the answer is not yet obtained. In addition, the reporter also contacted the China Mobile, China Telecom, the third party payment enterprise, the responsible person has to the central bank to apply,[link widoczny dla zalogowanych], has not yet received payment "business license",[link widoczny dla zalogowanych], but is expected to be in September 1 recently issued.
"Economic Reference News" reporters from several payment enterprises to understand, from the provisions of the central bank's third party payment companies licensed September 1st deadline for only a week left,[link widoczny dla zalogowanych], still has more than 100 enterprises have to apply for a licence is not obtained "the payment business license". This means that by September 1st, if not issued the second batch of third party payment licenses, according to the central bank "of non-financial institutions payment services management approach",[link widoczny dla zalogowanych], these companies will not be able to continue to engage in any type of third party payment business.
Beijing municipal transport card company also is not approved licence, for "Economic Reference News" the reporter puts forward "after the 1 September bus card can apply" problem, relevant personage to say, is waiting for the central bank licence after 1 September, residents can still use a public transportation card.
reporter Hou Yunlong Beijing reported
After
for the second group has not issued the status of the third party payment licenses, many experts to the "Economic Reference News" reporter said, this will have a huge impact to the large number of third party payment enterprise,[link widoczny dla zalogowanych], or even change the whole industry in two or three years, pattern.
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